Storehouses
Asset Types

Gems

Loose or set stones: the four Cs, origin, treatment, phenomena, and the laboratory report that proves them.

A gem's record mirrors its laboratory report — carat, shape and cut, colour, clarity, transparency, phenomena such as asterism or colour change, saturation and tone, inclusions, origin, and whether it is natural or lab-grown. Treatment is recorded explicitly because it changes value more than anything else. Setting status says whether the stone is loose or mounted; a mounted stone can also be recorded on its jewelry.

What the record holds

Field
Gem type
Carat weight
Shape
Cut
Color
Clarity
Transparency
Phenomena
Saturation and tone
Inclusion notes
Dimensions
Origin
Natural / lab-grown
Treatment
Certification body
Certification number
Setting status

Documents a specialist expects

  • Laboratory certificate (GIA, SSEF, Gübelin, AGL…)
  • Appraisal
  • Receipt / invoice
  • Insurance policy

The asset page shows which of these are missing; the Estate readiness score counts them. See Documents.

How it is valued

Appraisal against the certificate; auction results for named stones; the engine for an indicative range by type, weight and grade. Every figure is kept in the asset's valuation history with its source and date — see Valuation.

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